Free Operating Cash Flow Formula Calculator for US small businesses : your shortcut to positive cash flow and high profit margin

Try Instabooks free cash flow formula calculator. Forecast, project, prepare & analyse operating cash flow statement. Estimate incoming cash & expenses to manage your small business finances

Use instabooks cash flow formula to forecast project, prepare & analyse operating cash flow.
Forecast free cash flow by using instabooks free cash flow calculator.

Weekdays, doing what you like.

Forecast free cash flow by using instabooks free cash flow formula.

Weekends, doing what you don’t like.

Forecast operating cash flow by using instabooks operating cash flow calculator.

Month-end, paying for what you don’t like.

Forecast operating cash flow by using instabooks operating cash flow formula.

Year-end, paying even more for what you don’t like.

Cash flow forecast using Instabooks

Forecast discounted cash flow by using instabooks discounted cash flow calculator.

Saving $7K on bookkeeping & earning $10K extra income.

Forecast discounted cash flow by using instabooks discounted cash flow formula.

Skipping the tax time.

Streamline cash flow forecast to be cash flow positive

Instabooks cash flow formula calculator automates the cash flow projection process. Instabooks enables you to forecast, project, prepare & analyse operating cash flow statement.

1.

Transactions

Transactions are described in 1 sentence.

2.

Journal

Relevant accounts are debited and credited.

3.

Ledger

Relevant account balances are updated.

4.

Cash flow statement

Operating cash flow is auto calculated

Cash flow forecast best practices using Instabooks

Here are 5 simple and effective Cash flow forecast best practices for small businesses

Calculate cash flow balance at the beginning of the financial year

To calculate your business’s cash balance at the beginning of the financial year, subtract the previous year’s expenses from income.

Calculate, project, prepare & analyse cash flow to manage your small business finances.
Calculate, project, prepare & analyse free cash flow to estimate incoming cash for the next financial year

Estimate incoming cash for the next financial year

To predict your business’s incoming cash amount analyse revenue, accounts receivable and loans from previous periods. Also account for any changes that differ from previous financial years.

Estimate expenses for the next financial year

Sum up all the expenses you will pay next financial year. Consider operating and miscellaneous expenses.

Calculate, project, prepare & analyse operating cash flow to estimate expenses for the next financial year
Calculate, project, prepare & analyse discounted cash flow to manage your small business finances.

Subtract estimated expenses from income

To calculate your business’s cash flow subtract your estimated expenses from estimated income.

Add cash flow balance to opening balance of the next financial year

After calculating your last year business’s closing balance use it as the opening balance of the next financial year.

Calculate, project, prepare & analyse net cash flow to manage your small business finances.

Easy cash flow forecasting with Instabooks online cash flow calculator

Here are 5 features of Instabooks online cash flow calculator

Cost saving cash flow calculator

Instabooks cash flow calculator automates journal entry to cash flow statement preparation steps and saves you $7,000, in comparison with Xero, QuickBooks and Sage.

Use instabooks cash flow calculator to forecast cash flow.
Try instabooks cash flow calculator to forecast free cash flow.

Time saving cash flow calculator

Instabooks cash flow calculator makes journal entry to cash flow statement preparation steps shorter and saves you 4 hours per week, in comparison with Wave accounting and FreshBooks.

The most productive cash flow calculator

Instabooks cash flow calculator saves you 200 hrs / year on journal entry to cash flow statement preparation processes that equals to $10,000 of missed income, in comparison with Reckon, FreeAgent and Odoo.

Forecast net cash flow by using instabooks net cash flow calculator.
Use instabooks cash flow statement example to forecast cash flow.

The fastest cash flow calculator

Instabooks cash flow calculator records each transaction and calculates cash flow in only 4 seconds. in comparison with Bill.com, Myob and Zoho.

The most accurate cash flow calculator

In comparison with BQE Core and ZipBooks softwares that are only 50%-80% accurate in records each transaction and calculates cash flow, Instabooks AI powered software is 100% accurate.

Try instabooks cash flow statement template to forecast cash flow.
  • Cost saving
  • Time saving
  • Productivity
  • Speed
  • Accuracy

Cost saving cash flow calculator

Instabooks cash flow calculator automates journal entry to cash flow statement preparation steps and saves you $7,000, in comparison with Xero, QuickBooks and Sage.

Use instabooks cash flow calculator to forecast cash flow.
Try instabooks cash flow calculator to forecast free cash flow.

Time saving cash flow calculator

Instabooks cash flow calculator makes journal entry to cash flow statement preparation steps shorter and saves you 4 hours per week, in comparison with Wave accounting and FreshBooks.

The most productive cash flow calculator

Instabooks cash flow calculator saves you 200 hrs / year on journal entry to cash flow statement preparation processes that equals to $10,000 of missed income, in comparison with Reckon, FreeAgent and Odoo.

Forecast net cash flow by using instabooks net cash flow calculator.
Use instabooks cash flow statement example to forecast cash flow.

The fastest cash flow calculator

Instabooks cash flow calculator records each transaction and calculates cash flow in only 4 seconds. in comparison with Bill.com, Myob and Zoho.

The most accurate cash flow calculator

In comparison with BQE Core and ZipBooks softwares that are only 50%-80% accurate in records each transaction and calculates cash flow, Instabooks AI powered software is 100% accurate.

Try instabooks cash flow statement template to forecast cash flow.

Testimonials

cash flow software reviews for best small business cash flow software and app

Leo

New business owner

Free Cash Flow Calculator
Instabooks free cash flow formula calculator makes forecasting, projecting, preparing & analysing operating cash flow statement simple.

cash flow calculator reviews for best small business cash flow calculator and app

Jim

Sole proprietor

Free Cash Flow Calculator
Instabooks free cash flow formula calculator makes forecasting, projecting, preparing & analysing operating cash flow statement simple.

cash flow projection software reviews for best small business cash flow projection software and app

Brad

Freelancer

Free Cash Flow Calculator
Instabooks free cash flow formula calculator makes forecasting, projecting, preparing & analysing operating cash flow statement simple.

cash flow forecast software reviews for best small business cash flow forecast software and app

Emilia

Self employed professional

Free Cash Flow Calculator
Instabooks free cash flow formula calculator makes forecasting, projecting, preparing & analysing operating cash flow statement simple.

Choose the plan that fits your business

Limited-time offer!
1 Month Free + Get $20
1 Month Free Trialㅤㅤ

Launch

Perfect for freelancers
and start-ups
$20 /m
FREE /m

Growth

Great for sole traders
and sole proprietors
$40 /m
FREE /m

Success

Best for small businesses
and contractors
$60 /m
FREE /m

Launch

Perfect for freelancers
and start-ups
$20 /m
  • 30-day free trial*

Growth

Great for sole traders
and sole proprietors
$40 /m
  • 30-day free trial*

Success

Best for small businesses
and contractors
$60 /m
  • 30-day free trial*

Explore Plans 

Businesses interested in cash flow forecast also checked

Check the latest cash flow forecast tips

Check our accounting resources for tips about how to manage cash flow

How To Calculate indirect method cash flow

How To Prepare Cash Flow Statements?

Learn how to prepare cash flow statements.
Read about cash flow statements

How To Calculate indirect direct method cash flow

How To Calculate Operating Cash Flow?

Follow these steps to calculate cash flow.
Read about cash flow calculator

How To Calculate levered free cash flow

How To Analyse Cash Flow statements?

Learn how to analyse cash flow.
Read about cash flow analysis

Learn more about cash flow

Try Instabooks cash flow formula calculator for free

Use business tools and mobile applications to manage cash flow

FAQ

Scroll to Top