Business insurance for startups & small businesses

Get affordable business insurance covers for your startup business
Request a call back to learn more about how we can assist your business.

Business insurance for startups & small businesses

Get affordable business insurance covers for your startup business

Get a quote
Public liability insurance quote for startups and small businesses

Explore different types of business insurance covers

Instabooks has partnered with insurers to integrate the steps of purchasing insurance policies for your startup business.

Business insurance covers provided through our partners includes public liability, professional indemnity, workers' compensation, commercial vehicle insurance, small business & startup insurance. Business insurance requirements may differ from industry to industry. Compare business insurance options to find the best cover.

Public liability

Public liability and products liability insurance, insures your business against claims of injury or damage suffered by members of the public or their property caused as a result of your business’ activity or products.
Name Court &
legal fees
Property
loss costs
First aid
expenses
Advertising
liabilities
Public Liability Save 10% when you buy online
Public Liability Save 10% when you buy online
Public Liability Save 10% when you buy online

Professional indemnity

Professional Indemnity Insurance covers your business against liabilities caused by negligence and malpractice. It is a cover against potential legal costs and claims
Name Court &
legal fees
PR fees Investigation
costs
Compensation
costs
Professional indemnity Save 10% when you buy online
Professional indemnity Save 10% when you buy online
Professional indemnity Save 10% when you buy online

Workers compensation

Workers Compensation Insurance is offered to cover the wages of your workers when they suffer a work-related injury. In addition, it will cover medical and rehabilitation expenses.
Workers compensation Save 10% when you buy online
Workers compensation Save 10% when you buy online
Workers compensation Save 10% when you buy online

Commercial vehicle insurance

Commercial vehicle insurance is designed to cover the costs of theft, accidental damage to your business vehicles including sedans, utes, vans, trucks, forklifts and trailers etc.
Name Roadside
Assistance
Accidental
damage
Storm Choice of
repair
Agreed or
market value
Commercial Vehicle Insurance Save 10% when you buy online
Commercial Vehicle Insurance Save 10% when you buy online
Commercial Vehicle Insurance Save 10% when you buy online

Small business insurance

Small business insurance provides cover for a variety of startups and small businesses against various types of risks. Find your industry and check listed small business covers that can best protect your startups.
Name Professional
indemnity
Public
liability
Product
liability
Small business insurance Save 10% when you buy online
Small business insurance Save 10% when you buy online
Small business insurance Save 10% when you buy online

We Provide Business Insurance for:

Get a quote, compare and buy accounting firm insurance, advertising agency insurance, marketing agency insurance, construction insurance, consulting firm insurance, design agency insurance, architecture firm insurance, engineering firm insurance, farming insurance, hospitality insurance, tourism insurance, IT insurance, legal firm insurance, manufacturing insurance, transport insurance, real estate insurance, trades insurance & services insurance.
Public liability insurance quote for startups and small businesses

Startup insurance

Our startup insurance is best for hardware and software startups to cover delivery of their new products and services.

Learn about Startup insurance

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Construction insurance for builders, contractors and property developers

Construction insurance

Our construction insurance is best for builders, contractors and property developers to cover against Injuries & damages.
Get a Quote
Trades insurance for tradies, painters, plumbers and electricians

Trades insurance

Our trades insurance is best for painters, plumbers, electricians and project managers to cover tools, vehicles and public liability.

Learn about Trades insurance

Get a Quote
Professional indemnity insurance for accountants, lawyers and consultants

Professional indemnity

Our professional indemnity insurance is best for professional service firms to cover against potential legal costs and claims.
Get a Quote
Retailers insurance for retail stores and E-commerce businesses

Retailers insurance

Our retailers insurance is best for retail stores and E-commerce businesses to cover their shops.

Learn about Retailers insurance

Get a Quote
Hospitality insurance for restaurants and cafes

Hospitality insurance

Our hospitality insurance is best for restaurants and cafes to cover against consumer claims.
Get a Quote
services insurance for freelancers, sole traders, repair services, home based business, cleaners and handyman

Sole traders insurance

Our sole traders insurance is best for independent contractors to cover against potential legal costs and claims.
Get a Quote
IT professionals insurance for IT service providers, software developers & project managers

IT Insurance

Our IT professionals insurance is best for IT service providers, software developers & project managers.
Get a Quote

Request a call back to learn more about how we can assist your business.

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Public liability insurance can provide you with cover for legal costs and compensation arising from the following types of claims:

Legal costs

If costs incurred in the defence or settlement of a liability claim.

Damage to property

Covers the costs of physical loss, destruction, or damage to tangible property during the course of your business operation.

Injury to a third party

Covers the costs of injuries to third parties, as well as first aid expenses incurred by you for injuries due to your business operations.

Loss or damage of goods in your care

Cover for loss or damage of goods which are in your care, custody or control, which you do not own.

Others acting on your behalf

Liability arising out of damage caused by the act of others acting on your behalf.

Professional indemnity insurance can provide you with cover for legal costs and compensation arising from the following types of claims:

Breach of duty

For example, if you fail to lodge a client’s paperwork in time.

Breach of privacy or confidentiality

Like if you accidentally share a client’s personal information online.

Intellectual property infringement

Like if you unintentionally breach copyright in designs you give to a client.

Defamation

For example, if someone claims that your social media post damaged their reputation.

Lost or damaged documents

Like if you lost a client’s financial documents after they’d given them to you to look after.

Reputation repair

We cover the cost of a PR consultant to help repair your reputation after a claim against you.

Claims investigation costs

We cover the legal costs and expenses of investigating, defending and settling claims made against you (up to the amount of cover you have).

Request a call back to learn more about how we can assist your business.

Request a call back

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Important notice

The above information is not business advice (accounting, taxation, financial, investment, legal). Instabooks recommend consulting with accredited business advisors prior to any business decision. Instabooks may receive payments from its financial partners