Business insurance for startups & small businesses

Get affordable business insurance covers for your startup business Request a call back to learn more about how we can assist your business.

Explore different types of business insurance covers

Instabooks has partnered with insurers to integrate the steps of purchasing insurance policies for your startup business. Business insurance covers provided through our partners includes public liability, professional indemnity, workers’ compensation, commercial vehicle insurance, small business & startup insurance. Business insurance requirements may differ from industry to industry. Compare business insurance options to find the best cover.

Get a quote for Public liability insurance

Public liability insurance

Insures your business against claims of injury or damage suffered by members of the public or their property.

 

Get a quote for Professional Indemnity Insurance

Professional Indemnity Insurance

Cover your business against liabilities caused by negligence and malpractice.

 

Get a quote for Workers Compensation Insurance

Workers Compensation Insurance

Cover the wages of your workers when they suffer a work-related injury.

 

Get a quote for Commercial vehicle insurance

Commercial vehicle insurance

Cover the costs of theft, accidental damage to your business vehicles.

 

Get a quote for Small business insurance

Small business insurance

Cover your small business startup against various types of risks.

Protect your online business against cyber risk caused by cyber-attacks.

Cyber liability insurance

Protect your online business against cyber risk caused by cyber-attacks.

 

Get a quote, compare & buy business insurance from brands you can trust

Get affordable business insurance covers for your startup business from top insurers
Allianz Business Insurance Products

Allianz
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Axa Business Insurance Product

Axa
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Prudential Financial Business Insurance Products

Prudential Financial
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Berkshire Hathaway Business Insurance Products

Berkshire Hathaway
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

MetLife Business Insurance Products

MetLife
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Prudential plc Business Insurance Products

Prudential plc
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Legal & General Business Insurance Products

Legal & General
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Manulife Business Insurance Products

Manulife
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

Aviva Business Insurance Products

Aviva
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

 

AIG Business Insurance Products

AIG
Business Insurance Products

Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability

Visit Site

We Provide Business Insurance for:

Instabooks offers insurance for businesses in accounting, advertising, marketing, construction, consulting, design, architecture, engineering, farming, hospitality, tourism, IT, legal, manufacturing, transport, real estate, trades & services industries.

Public liability insurance quote for startups and small businesses

Startup insurance

Our startup insurance is best for hardware and software startups to cover their new products and services.

 

Construction insurance for builders, contractors and property developers

Construction insurance

Our construction insurance is best for builders and contractors to cover against Injuries & damages.

 

Trades insurance for tradies, painters, plumbers and electricians

Trades insurance

Our trades insurance is best for painters, plumbers, electricians to cover tools, vehicles and public liability.

 

Professional indemnity insurance for accountants, lawyers and consultants

Professional & consultant insurance

Our professional indemnity insurance is best for accountants and lawyers to cover against potential legal costs and claims.

 

Retailers insurance for retail stores and E-commerce businesses

Retail & Ecommerce insurance

Our retailers insurance is best for retail stores and E-commerce businesses to cover their shops.

 

Hospitality insurance for restaurants and cafes

Hospitality insurance

Our hospitality insurance is best for restaurants and cafes to cover against consumer claims.

 

services insurance for freelancers, sole traders, repair services, home based business, cleaners and handyman

Sole trader insurance

Our services insurance is best for freelancers, sole traders & home based businesses to cover against potential legal costs and claims.

IT professionals insurance for IT service providers, software developers & project managers

IT consultants insurance

Our IT professionals insurance is best for IT service providers, software developers & project managers.

 

Request a call back to learn more about how we can assist your business.

Public liability insurance can provide you with cover for legal costs and compensation arising from the following types of claims:

Legal
liability

It provides cover when you are found legally responsible to pay damages to a third party. 

Legal
costs​

If costs incurred in the defence or settlement of a liability claim public liability covers that.

Damage
to property

Covers the costs of physical loss or damage to tangible property during the course of business operation.

Injury to a
third party

Covers the costs of injuries to third parties, incurred by you for injuries due to your business operations

First aid
expenses

Covers the costs of first aid expenses incurred by you for injuries due to your business operations.

Loss or damage of
goods in your care

Cover for loss or damage of goods which are in your care, custody or control, which you do not own.

Product
liability

It provides products liability cover for injury or damage caused by your products.

Others acting
on your behalf

Liability arising out of damage caused by the act of others acting on your behalf.

Professional indemnity insurance can provide you with cover for legal costs and compensation arising from the following types of claims:

Breach of
duty

For example, if you fail to lodge a client’s paperwork in time.

Breach of privacy or
confidentiality

Like if you accidentally share a client’s personal information online.

Intellectual property
infringement

In case of breaching copyright in designs you give to a client.

Defamation

When someone claims that a social media post damaged their reputation.

Lost or
damaged documents

Like if you lost a client’s financial documents after they’d given them to you to look after.

Reputation
repair

We cover the cost of a PR consultant to help repair your reputation after a claim against you.

Claims
investigation costs

Covering the legal costs & expenses of investigating, defending & settling claims made against you.

Request a call back to learn more about how we can assist your business.

Try Instabooks online accounting software for free

Use business tools and mobile applications to send customised quotes & invoices. Accept payments. Track project expenses, costs, GST, VAT, sales tax. Automate accounts payable & receivable. Save $7,000 on manual bookkeeping 

Check the latest accounting & finance tips

Guarantee your business success 

Public liability insurance quote for startups and small businesses

Public liability insurance consideration for small businesses

Questions to ask before buying public liability insurance.
Read about public liability insurance

Things to check before buying small business startup insurance.

Startup insurance consideration for small business startups

Things to check before buying small business startup insurance.
Read about startup insurance

What you need to know before applying for trades insurance

Trades insurance consideration for sole traders

What you need to know before applying for trades insurance.
Read about startup insurance

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Request a call back to learn more about how we can assist your business.

Important notice

The above information is not business advice (accounting, taxation, financial, investment, legal). Instabooks recommend consulting with accredited business advisors prior to any business decision. Instabooks may receive payments from its financial partners. 

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