Business insurance for startups & small businesses
Business insurance for startups & small businesses
Get affordable business insurance covers for your startup business Request a call back to learn more about how we can assist your business.
Explore different types of business insurance covers
Instabooks has partnered with insurers to integrate the steps of purchasing insurance policies for your startup business. Business insurance covers provided through our partners includes public liability, professional indemnity, workers’ compensation, commercial vehicle insurance, small business & startup insurance. Business insurance requirements may differ from industry to industry. Compare business insurance options to find the best cover.
Public liability insurance
Insures your business against claims of injury or damage suffered by members of the public or their property.
Professional Indemnity Insurance
Cover your business against liabilities caused by negligence and malpractice.
Workers Compensation Insurance
Cover the wages of your workers when they suffer a work-related injury.
Commercial vehicle insurance
Cover the costs of theft, accidental damage to your business vehicles.
Small business insurance
Cover your small business startup against various types of risks.
Cyber liability insurance
Protect your online business against cyber risk caused by cyber-attacks.
Get a quote, compare & buy business insurance from brands you can trust
Allianz
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Axa
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Prudential Financial
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Berkshire Hathaway
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
MetLife
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Prudential plc
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Legal & General
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Manulife
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
Aviva
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
AIG
Business Insurance Products
Public liability
Professional Indemnity
Workers Compensation
Commercial vehicle
Small business
Cyber liability
We Provide Business Insurance for:
Instabooks offers insurance for businesses in accounting, advertising, marketing, construction, consulting, design, architecture, engineering, farming, hospitality, tourism, IT, legal, manufacturing, transport, real estate, trades & services industries.
Startup insurance
Our startup insurance is best for hardware and software startups to cover their new products and services.
Construction insurance
Our construction insurance is best for builders and contractors to cover against Injuries & damages.
Trades insurance
Our trades insurance is best for painters, plumbers, electricians to cover tools, vehicles and public liability.
Professional & consultant insurance
Our professional indemnity insurance is best for accountants and lawyers to cover against potential legal costs and claims.
Retail & Ecommerce insurance
Our retailers insurance is best for retail stores and E-commerce businesses to cover their shops.
Hospitality insurance
Our hospitality insurance is best for restaurants and cafes to cover against consumer claims.
Sole trader insurance
Our services insurance is best for freelancers, sole traders & home based businesses to cover against potential legal costs and claims.
IT consultants insurance
Our IT professionals insurance is best for IT service providers, software developers & project managers.
Request a call back to learn more about how we can assist your business.
Public liability insurance can provide you with cover for legal costs and compensation arising from the following types of claims:
Legalliability
It provides cover when you are found legally responsible to pay damages to a third party.
Legalcosts
If costs incurred in the defence or settlement of a liability claim public liability covers that.
Damage
to property
Covers the costs of physical loss or damage to tangible property during the course of business operation.
Injury to a
third party
Covers the costs of injuries to third parties, incurred by you for injuries due to your business operations
First aid
expenses
Covers the costs of first aid expenses incurred by you for injuries due to your business operations.
Loss or damage of
goods in your care
Cover for loss or damage of goods which are in your care, custody or control, which you do not own.
Product
liability
It provides products liability cover for injury or damage caused by your products.
Others acting
on your behalf
Liability arising out of damage caused by the act of others acting on your behalf.
Professional indemnity insurance can provide you with cover for legal costs and compensation arising from the following types of claims:
Breach of
duty
For example, if you fail to lodge a client’s paperwork in time.
Breach of privacy or
confidentiality
Like if you accidentally share a client’s personal information online.
Intellectual propertyinfringement
In case of breaching copyright in designs you give to a client.
Defamation
When someone claims that a social media post damaged their reputation.
Lost ordamaged documents
Like if you lost a client’s financial documents after they’d given them to you to look after.
Reputationrepair
We cover the cost of a PR consultant to help repair your reputation after a claim against you.
Claimsinvestigation costs
Covering the legal costs & expenses of investigating, defending & settling claims made against you.
Request a call back to learn more about how we can assist your business.
Try Instabooks online accounting software for free
Use business tools and mobile applications to send customised quotes & invoices. Accept payments. Track project expenses, costs, GST, VAT, sales tax. Automate accounts payable & receivable. Save $7,000 on manual bookkeeping
Check the latest accounting & finance tips
Guarantee your business success
Public liability insurance consideration for small businesses
Questions to ask before buying public liability insurance. Read about public liability insurance
Startup insurance consideration for small business startups
Things to check before buying small business startup insurance. Read about startup insurance
Trades insurance consideration for sole traders
What you need to know before applying for trades insurance. Read about startup insurance
See more guides
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Request a call back to learn more about how we can assist your business.
Important notice
The above information is not business advice (accounting, taxation, financial, investment, legal). Instabooks recommend consulting with accredited business advisors prior to any business decision. Instabooks may receive payments from its financial partners.